emaster

One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower monthly payments. By refinancing, the borrower pays off their existing mortgage and replaces it with a new one. This can often be accomplished with a no-points no-fees loan program, which essentially means at “no cost” to the …

Refinance Your Mortgage for Rate and Payment Reductions Read More »

Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and potential tax …

Buying Vs. Renting Read More »

Bankruptcy is an uncomfortable subject for a variety of reasons. The most obvious is the potential havoc it can wreak on your finances. Running a close second is the negative stigma which is often attached to the process. This negativity is important to mention because strong emotions can sometimes lead to unsound financial decisions with …

Life After Bankruptcy Read More »

There are so many reasons to buy a home and it is very rare that there is a logical reason to rent. Below are a few of the important reasons to buy: Tax Break: If you purchase a property for $400,000.00 with 5% down, you would have a write-off of approximately $22,000.00 per year. That would …

Why Buy a Home Today? Read More »