Ready to Buy

In the journey of life, there are few bigger events than buying a home. We want to be there for you throughout the entire process.
Guide You-Ready to Buy Augusta Financial


We‘re Here to Guide You

We know you have questions.

Our team will help you determine your borrowing power, break down mortgage payments, and explain closing costs.

These topics may seem stressful, but your Loan Officer will be your guide every step of the way.


At Your Service

We take the complex home financing process and make it simple for you to navigate.

Pre-Approval-Ready to Buy Augusta Financial


Make an Offer-Ready to Buy Augusta Financial

Make an Offer

Open Escrow-Ready to Buy Augusta Financial

Open escrow

Close Loan-Ready to Buy Augusta Financial

Close the loan


Mortgage Terms Explained

Borrowing power refers to how much money you can borrow, aka how much house you can afford to buy. Many factors can affect the loan amount you qualify for, such as income, debts and liabilities, credit history, down payment, interest rate, as well as the condition and value of the property. You will find us knowledgeable and passionate. Our team can provide you with tips on how to increase your borrowing power and get you where you want to go.
Payments are made up of principal and interest. Principal is the balance of the amount borrowed and the interest is the cost of borrowing. Also known as P&I payment. It’s common to include property tax and homeowners’ insurance as part of your monthly payment. This is referred to as an escrow or impound account. If you want to learn even more, we’d be happy to geek out with you and get into all the details!
As a buyer, there are costs that you will pay as part of the property transaction. These costs include lender fees, escrow charges, and title fees. The amount varies depending on the loan amount, county and title, and escrow company. Your total funds to close will include the down payment, plus closing costs. With our pre-approval, Augusta will provide an estimate of closing costs so you know what to expect. There are options for a lender credit to help cover closing costs, and your Loan Officer can help you understand if that makes sense for you and your situation.
Our goal is to be your resource and help you throughout the loan process. Our knowledgeable and friendly team can present you with your custom-designed loan solutions.