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Easier Qualification
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Loan Flexibility
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Rate Security
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Lower Equity/ Money Down
 
Adjustable Rate Mortgage
An adjustable-rate mortgage (ARM) is a mortgage loan whose interest rate is adjusted periodically based on certain parameters.
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Conventional Loan
Conventional loans use Fannie Mae or Freddie Mac to establish guidelines for borrowers.
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FHA Loan
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA).
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Fixed-Rate Mortgage
A fixed-rate mortgage (FRM) is a fully-amortizing mortgage loan.
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HARP Refinance
HARP is an acronym for The Home Affordable Refinance Program.
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Reverse Mortgage
A reverse mortgage is a loan that allows seniors to access the equity in their home with few credit or income qualifications.
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USDA Mortgage
The mission of this USDA program is to “assist low to moderate income rural homebuyers achieve their dream of homeownership!”
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VA Loan
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA).
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